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Buying a home is exciting, but it can also come with a lot of questions. Whether this is your first home or you have purchased before, I’ll help you understand the process and know what to expect along the way.
Before You Start Looking
Speaking with a lender is one of the best first steps. A preapproval will help you understand your price range, estimated monthly payment, and the loan options available to you.
Once you know your budget, we can talk about the location, layout, features, and other details that matter most to you. I can then set up a personalized home search and send you new listings as they become available.
Touring Homes
As we tour properties, I’ll help you look beyond the decorating and consider the home’s condition, layout, location, taxes, special assessments, and potential maintenance needs.
It is normal for your preferences to change as you see different homes. Each showing helps us better understand what you are looking for.
Making an Offer
When you find the right home, I’ll help you review comparable sales and decide on the price and terms of your offer. We’ll discuss financing, earnest money, inspections, the closing date, and any contingencies before you sign.
My job is to explain your options and help you write an offer that fits your situation.
After Your Offer Is Accepted
Once you are under contract, there will be several important steps before closing. These may include the home inspection, appraisal, loan approval, title work, final walkthrough, and other deadlines included in the purchase agreement.
I’ll help keep everything organized, communicate with the people involved, and make sure you know what is coming next.
Costs to Plan For
In addition to your down payment, you may need funds for earnest money, inspections, appraisal, closing costs, homeowners insurance, and prepaid taxes or insurance. Your lender can provide an estimate based on your specific loan.
Ready to Start Looking?
You do not need to have everything figured out before reaching out. I’d be happy to answer your questions, connect you with a lender, or help you begin your home search.
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